Attention homeowners in Cincinnati and Hamilton County: Get an Appraisal today!

The top 7 reasons OH homeowners order from Victoria M. Monahan:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
To challenge a OH property tax assessment
Remove PMI to cut their monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in OH by determining the true market value of property in question

Own a home in or near Cincinnati, OH and need help determining the price of it?
Contact Victoria M. Monahan.

At Victoria M. Monahan, we understand the individual needs of a customer after appraisal services. Our regular business clients understand the appraisal process and the usual "products" we deliver to them. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value estimation than yours.

Need to remove PMI?

An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We're veterans in helping homeowners just like you rid yourselves of unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that's going down or is not appreciating as much as other properties nearby. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Victoria M. Monahan is your #1 weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be inopportune from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Victoria M. Monahan can provide you with a professional appraisal to help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have a seasoned professional double-check it for precision or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.